2025 Tax Summary

Derek Middlebrook, PLLC

Real Estate Technology & Services

Based on Actual Banking Data

$85,344
Total Deductions

Executive Summary (From Bank Data)

Gross Revenue
$53,480
Business Expenses
$85,344
Net Loss
-$31,864

Business Information

Business Name: Derek Middlebrook, PLLC
EIN: XX-XXXXXXX
Business Type: Single-Member LLC
Tax Year: January 1 - December 31, 2025
Accounting Method: Cash Basis
Data Source: Wells Fargo Banking Data

Revenue Sources (From Bank Data)

Source Amount
Carol Royse PLLC Payroll $21,125
Your Home Sold G - Revenue Share $12,023
Mobile Deposits / Checks $7,497
Zelle / ACH Transfers $4,500
Other Income $8,335
Total Revenue $53,480

Deductible Business Expenses (From Bank Data)

Note: The business shows a net loss of $31,864 for 2025. This may result in no tax liability. The loss can potentially be carried forward or used to offset other income (consult your tax professional).

Category Amount Notes
Software & Technology $2,665 OpenAI, Zapier, Google Workspace, Netlify, Supabase, Anthropic, Twilio
Office Supplies & Equipment $6,212 Best Buy, Staples, Amazon, Apple, Target
Meals & Entertainment (50%) $8,640 Business meals - 50% deductible = $4,320
Travel $6,410 American Airlines, Delta, Hotels, Uber
Marketing & Advertising $4,008 TikTok Shop, Meta PC, Facebook Ads
Education & Training $3,686 Maverick RE, CE Shop, Compass Christian
Auto & Transport $2,489 Tesla Service, Gas, Parking, Discount Tire
Other Business Expenses $51,234 Printful, Godaddy, Domain purchases, WDW tickets, Misc
Total Expenses $85,344

Tax Calculation

Gross Revenue $53,480
Less: Business Expenses -$85,344
Net Loss -$31,864
Estimated Tax (0% due to loss) $0

Tax Strategy Notes

  • • Business generated a net loss of $31,864 in 2025
  • • Loss may be carried forward to offset future profits
  • • No estimated tax payments required due to loss
  • • Consider maximizing retirement contributions (Solo 401k)
  • • Review personal vs business expense allocation

Notable Expenses for Review

ATOM.COM (SquadHelp) - Domain/Branding $3,734
WDW Tickets (Disney) $1,469
Tiffany & Co. $890
US Patent & Trademark Office $900
Primerica (Investments) $2,666
Compass Christian (Education/Tithe) $6,240
LS Bark Ave Puppies $2,000

* Some expenses may need personal/business allocation review

Supporting Documents Checklist

Notes for Accountant

1. Data Source: All numbers derived from Wells Fargo banking export covering 2023-2026. Transactions categorized based on description/vendor.

2. Business Loss: 2025 shows significant net loss ($31,864). Major expenses include business development (domains, branding), education, and equipment.

3. Mixed Expenses: Some expenses like Disney tickets, Tiffany, and personal items may need review for business vs personal allocation.

4. Payroll Income: Regular bi-weekly deposits from Carol Royse PLLC ($1,625.40) appear to be W-2 or 1099 income.

5. Revenue Share: "Your Home Sold G" payments appear to be commission/revenue share from real estate activities.

6. Prior Year Loss Carryforward: 2023 also showed significant losses (~$81k) that may be available for carryforward.

Questions for Review

1. Should any expenses be reclassified (personal vs business)?

2. Can we carry forward 2023-2025 losses to future tax years?

3. Is the business activity classified correctly (Schedule C vs other)?

4. Any opportunity for cost segregation or accelerated depreciation?

5. Should we file for an extension to gather more documentation?

Document generated on February 3, 2026

For tax year 2025 (January 1 - December 31, 2025)

Data Source: Wells Fargo Banking Export (3 years of transactions)